Our Deposits
Management Information System (MIS)
MIS Overview: Our Management Information System (MIS) enables efficient data management and decision-making through robust data analysis capabilities. It's designed to support management by providing timely and accurate information essential for operational strategies.
| Sr. No. | Main Features | Description |
| 1. | User-friendly Interface | Designed for ease of use, enabling quick access to all functionalities. |
| 2. | Data Security | Robust security measures to protect data integrity and confidentiality. |
| 3. | Real-time Data Processing | Capable of handling and analyzing data in real-time to support immediate decision-making. |
| 4. | Customizable Reports | Flexible reporting tools that allow customization to meet specific managerial needs. |
Daily Deposit
Daily Deposit Scheme: Daily Deposit Scheme is a monetary deposit scheme introduced by GAUR MICROFINANCE FEDRATION to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.
| Sr. No. | Months | Interest |
| 1. | 12 Months | 7% |
| 2. | 18 Months | 8% |
| 3. | 36 Months | 10% |
| 4. | 60 Months | 10.50% |
Monthly Income Scheme
Monthly Income Scheme: Monthly interest scheme is introduced by GAUR MICROFINANCE FEDRATION which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
| Sr. No. | Year | General | Special* |
| 1. | 1 Year | 10% | 11% |
| 2. | 2 Year | 10.25% | 11.25% |
| 3. | 3 Year | 10.50% | 11.50% |
| 4. | 4 Year | 11% | 12% |
| 5. | 5 Year | 11.50% | 12.50% |
Terms & Conditions
- Recurrang arcount can be opened with minimum Rs. 500/- and further in multiple of Ra 100/
- Interest will be calculated monthly via compound Interest
- Defaulters will be charged at the rate order month per installment.
- The amount of maturity will be paid out after the last Instalment has been paid or the date of payment whichever is later.
- Loan Facility: After receipt of 12 instalments 80% loan of total deposits amount can be availed.
- Rate of interest on loan against deposits would be charged 3% higher than applicable rate of interest.
